Unlock Your Dream Home with Expert Guidance
We help First Home Buyers navigate grants, concessions, and the best mortgage options tailored to you.
Are You Ready to Take the First Step?
Do you know how much you need for a deposit?
Many first home buyers are unsure of the exact amount needed for a deposit. We break down all the costs and help you understand what you need to save.
Are you aware of the grants and concessions available?
With numerous government programs, it’s easy to miss out on valuable benefits. We ensure you know and can access all the grants, schemes, and concessions you're eligible for.
Did you know mortgage brokers are free to work with?
Unlike going directly to a bank, using a mortgage broker like us costs you nothing. We are paid by the lenders, allowing us to provide unbiased advice to find the best deal for you.
Why Choose Haines Wilson for Your First Home?
Expert knowledge of First Home Buyer tools, including grants, schemes, and concessions.
Access to a wide panel of over 40 lenders, ensuring you get the best deal.
Free service with no hidden costs – our commission is regulated and transparent.
Friendly, experienced brokers who have been first home buyers themselves.
About Us
At Haines Wilson, we specialise in helping first home buyers achieve their dream of homeownership. Our experienced team is dedicated to making the process as smooth and stress-free as possible. We understand that buying your first home can be a daunting experience, filled with uncertainties and questions. That’s why our mission is to provide you with clear, honest, and reliable advice every step of the way.
Our team is comprised of passionate professionals who have a wealth of knowledge about the local market and the various tools available to first home buyers, such as grants, concessions, and government schemes. We pride ourselves on staying up to date with the latest policies and opportunities to ensure that you get the best possible advice and support. From the moment you contact us, you’ll experience a personalised approach tailored to your unique situation and needs.
At Haines Wilson, we believe in building lasting relationships with our clients. Our commitment to excellence is reflected in the numerous success stories of first home buyers we have assisted. We go above and beyond to ensure you have access to all the resources you need, and we are with you every step of the way—from understanding your eligibility to securing the perfect loan for your new home.
Why First Home Buyers Love Us
Choosing Haines Wilson means working with a team that truly understands the journey of a first home buyer. We know the challenges and excitement that come with buying your first property, and we’re here to guide you every step of the way.
Our comprehensive service covers everything from explaining the eligibility for various grants to securing the most competitive mortgage rates. Our brokers are committed to making your home buying experience as positive and straightforward as possible.
- Personalised advice tailored to your unique situation.
- A wide range of lender options, not just one bank’s products.
- A friendly, approachable team that has your best interests at heart.
- Proven track record with numerous satisfied first home buyers.
Frequently Asked Questions
What is a home loan discovery call?
A home loan discovery call is a free 20-minute session with one of our experienced brokers to discuss your home buying goals, understand your financial situation, and outline the best steps forward.
How much deposit do I need for my first home?
The amount needed for a deposit varies, but with schemes like the First Home Loan Deposit Scheme, you may need as little as 5% of the property value.
Are mortgage brokers free to use?
Yes, our mortgage broking services are free to use. We are compensated by the lenders, allowing us to offer you unbiased advice without any out-of-pocket costs.
What grants and concessions are available for first home buyers?
There are various grants and concessions available, such as the First Home Owner Grants, Stamp Duty Concessions, and more. We help you navigate and apply for all that you’re eligible for.
Why should I choose a mortgage broker over going directly to a bank?
Working with a mortgage broker has plenty of perks, especially for first home buyers. You’ll gain access to a variety of lenders, receive personalised advice, and have expert support every step of the way. Instead of being limited to just one bank, we compare multiple options to secure the best deal for you.
Our Simple 4-Step Process
1.
Book Your Free Discovery Call
2.
Discuss Your Needs and Eligibility
3.
Explore Your Loan Options
4.
Secure Your Home Loan and Start Your Journey
First Home Buyer Grants & Schemes
Federal Programs
First Home Guarantee
The First Home Guarantee (FHBG) is part of the Home Guarantee Scheme (HGS), an Australian Government initiative to support eligible home buyers to buy a home sooner. It is administered by Housing Australia on behalf of the Australian Government.
Regional First Home Buyer Guarantee
The Regional First Home Buyer Guarantee (RFHBG) is part of the Home Guarantee Scheme (HGS), an Australian Government initiative to support eligible home buyers to buy a home sooner. It is administered by Housing Australia on behalf of the Australian Government.
Family Home Guarantee
The Family Home Guarantee (FHG) is part of the Home Guarantee Scheme (HGS), an Australian Government initiative to support eligible single parents or eligible single legal guardians of at least one dependent to buy a home sooner. It is administered by Housing Australia on behalf of the Australian Government.
First Home Super Saver Scheme
The first home super saver (FHSS) scheme allows you to make personal voluntary contributions into your super fund to help you save for your first home.
QLD / Queensland Programs
First Home Owner Grant
The first home owner grant gives eligible first-time home buyers $15,000 or $30,000 towards buying or building a new home in Queensland.
First Home Concession
When you buy your first home, you might get a concession to reduce the transfer (stamp) duty. There are obligations to meet after you claim the concession.
NSW / New South Wales Programs
First Home Buyers Assistance Scheme
If you are a first home buyer in NSW, you may be eligible for a full exemption or a reduced rate of transfer duty under the First Home Buyers Assistance Scheme.
First Home Owner (New Homes) Grant
A $10,000 First Home Owner Grant (FHOG) is available when you buy or build your first new home.
VIC / Victoria Programs
First Home Buyers Duty Exemption
When you buy your first home and the contract date is on or after 1 July 2017, you may be eligible for a duty exemption or concession.
First Home Owner Grant (FHOG)
A $10,000 First Home Owner Grant (FHOG) is available when you buy or build your first new home.
WA / Western Australia Programs
First Home Buyers Duty Concession
First home buyers may be eligible for the first home owner duty concession.
First Home Owner Grant (FHOG)
First home buyers may be able to receive a grant towards the purchase of a new home.
NT / Northern Territory Programs
HomeBuild Access
The aim of HomeBuild Access is to help increase the supply of new and affordable homes in the Northern Territory (NT).
First Home Owner Grant
From 7 May 2019, if you are buying or building a new home, you can apply for a First Home Owner Grant (FHOG) of $10,000.
Stamp Duty Exemption
Get stamp duty exemption on house and land packages
ACT / Australian Capital Territory Programs
First Home Owner Grant
The First Home Owner Grant (FHOG) provides financial assistance to eligible people buying their first new or substantially renovated home.
Home Buyer Concession Scheme
Learn about eligibility and benefits for first home buyers and other concessions available in ACT
SA / South Australia Programs
First Home Owner Grant
If you are a first home buyer you may be eligible for a first home owner grant of up to $15,000.
Stamp Duty Relief for Eligible First Home Buyers
If you are a first home buyer you may be eligible for a stamp duty relief on the transfer of land.
Meet Our Expert Team
Jordan Pirret
Finance Broker
Jordan is dedicated to guiding first home buyers through their journey to homeownership. His passion and expertise ensure clients feel supported and informed. Jordan simplifies complex financial information, making the home buying process less stressful and more accessible. Known for his proactive approach and attention to detail, Jordan finds tailored solutions that fit each client's needs. His commitment to excellence and genuine care make him a valuable part of the Haines Wilson team, consistently praised by clients for making their experience smooth and positive.
Bree Bool
Head of Research
Bree leads our research team with unparalleled expertise and dedication. As the Head of Research at Haines Wilson, Bree's primary goal is to identify the most suitable products from the hundreds, if not thousands, of options available. Her in-depth knowledge of policies and keen eye for detail enable her to find the perfect fit for each client’s unique needs. Bree’s strategic insights and meticulous research ensure that our clients receive the best possible advice and solutions. Her leadership and expertise make her a cornerstone of our mission to help first home buyers achieve their dreams.
Brandon Dixon
Head of Implementation
Brandon is at the helm of our implementation team, ensuring that every recommendation we make is flawlessly executed with the chosen bank. Brandon’s role is critical in turning our clients’ home buying plans into reality. His team meticulously handles all the necessary steps to secure the best mortgage deals, ensuring a smooth and efficient process. Brandon’s leadership, attention to detail, and dedication to excellence guarantee that our clients experience a seamless transition from recommendation to implementation. His commitment to delivering outstanding service sets the standard for our success.